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Q:

I do not have a BIC and IBAN for my payment beneficiary. What are my options?

A:

BIC is optional when sending SEPA/Standard payments. If you do not provide the BIC then Bankline will derive it from the IBAN.  

If you wish to obtain either a BIC or IBAN you should contact your beneficiary to get this information. They are displayed on the statement for the account.  

If this is not possible, you may be able to use a reputable third party tool to generate and validate a BIC and IBAN from a sort code and account number.

As an alternative, the Same day payment screens use sort code and account number – but be aware that these payments are usually more expensive.

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